Real-Time Balances Calculation & Automated End-of-Day Reconciliation

Clients managing global cash operations lacked a consolidated, real-time view of their liquidity. They were forced to rely on delayed end-of-day (EOD) snapshots, while critical intraday transactions across different regions remained invisible.

Time zone differences, asynchronous business hours, and disconnected systems created fragmented data silos, making reconciliation slow, manual, and error-prone. This lack of timely, accurate information exposed them to hidden financial risks and hindered effective decision-making.

Solution

• Developed a cutting-edge real-time balance calculation engine that instantly updates balances as transactions occur
• The system dynamically adapts to each region’s business day — providing live intraday tracking during operating hours and seamlessly falling back to verified EOD balances once the day closes
• Built distributed reconciliation services that automatically compare real-time balances with official EOD records, detect and correct discrepancies autonomously, and escalate only critical issues to stakeholders

Outcome

• Always-accurate financial views across every region and time zone
• Reconciliation happens automatically and immediately, not overnight
• Trusted data for real-time liquidity monitoring and decisive action
• Errors and manual effort slashed, confidence and efficiency boosted